About Hana Ready Cash

Meet your trusted companion. Hana Ready Cash is ready to assist you facing the unexpected situations or leveraging once-in-a-lifetime opportunity.

Introducing Hana Ready Cash, overdraft facility in a card that is accessible anytime. Enjoy instant access and without guarantee to cash - partial or up to 90% of the pre-approved loan limit - via KEB Hana Bank ATMs or other bank ATMs that are part of ATM Bersama and ATM Prima network across Indonesia.

More than that, you are not required to pay the loan principle up to 12 months from withdrawal date.


Hana Ready Cash for you :

  • Overdraft facility in a card that is accessible anytime and for any need.
  • Access to partial or up to 90% of the approved credit limit.
  • No Collateral or guarantee required.
  • Flexibility to withdraw the facility whenever needed. You are also free to arrange your payment to fit your cash flow.
  • No payment necessary to loan principle until 12 months from withdrawal date.


Here are the benefits of Hana Ready cash

  • Permanent Overdraft Facility
    Unlike KTA in general, Hana Ready Cash provides a permanent overdraft facility that is reloaded every time you make a payment. You are free to take advantage the facility for future needs.
  • Easy Access
    You will enjoy convenient access to the facility through KEB Hana branches or ATMs or other banks ATMs that are members of ATM Bersama and ATM Prima networks.
  • Available to all needs, including retail transaction
    You are free to take advantage Hana Ready Cash to meet unexpected needs. More than that you can now use Hana Ready Cash for retail purchases at stores that accept Visa Debit payment.

Terms & Conditions

  1. Indonesian citizens (WNI) with minimum age of 21 years old (or married), and with maximum age of 55 years old (for employees) or 60 years old (for entrepreneurs).
  2. Minimum monthly salary of IDR 8 million.
  3. Permanent employee with minimum service period of 1 year.
  4. Credit card holder with minimum membership period of 1 year and a credit limit of IDR 8 million.
Ready Cash Terms & Conditions
Required Documents Employees Entrepreneurs/Professionals
Copy of valid ID Card
Copy of Tax Registration Number (NPWP) for facility application > IDR 50 million
Copy of Credit Card front page
Proof of income (original salary document or bank statement from the last 3 months) For application > IDR 100 million For application > IDR 50 milion

KEB Hana Bank

Credit Card Discount Promotion Details

NOTE: Depending on Merchant/Store circumstances Discount Offers are subject to change at any time without prior written notice.


KEB Hana Bank

Hana Bank