Jakarta, September 30, 2025 – PT Bank KEB Hana Indonesia (Hana Bank) is optimistic about achieving double-digit net profit growth of 15.66% year-on-year (yoy) by the end of 2025, despite the challenging economic dynamics.

“Hana Bank is implementing several strategies to achieve this target, including positioning the micro, small, and medium enterprise (MSME) and retail segments as the foundation for sustainable growth, increasing fee-based income, and maintaining stable funding management,” said Stefen Loekito, Chief Personal Banking Officer PT Bank KEB Hana Indonesia (Hana Bank) during a media gathering in Jakarta on Tuesday (30/9).

In addition, Stefen added that Hana Bank will also focus on diversification and collaboration by minimizing concentration risks, enhancing cross-selling across customer segments, and strengthening partnerships by leveraging information technology systems.

As of the first half of 2025, Hana Bank recorded a net profit of IDR 330.33 billion, a significant increase of 27.28% yoy. This growth was mainly driven by the increase in net interest income to IDR 944.30 billion, as well as the Bank’s success in improving operational efficiency and maintaining credit quality, as reflected in gross and net non-performing loans (NPL) of 0.73% and 0.26%, respectively.

Since the beginning of 2025, Hana Bank has introduced a range of deposit products designed to address today’s economic uncertainties, including Goal Savings and Flexi Deposit. In addition, Hana Bank has expanded investment options for customers by becoming a distribution partner for PT BNP Paribas Asset Management and PT Syailendra Capital, extending financing to PT Akulaku Finance Indonesia, and launching the Spend4Win customer loyalty program.

Furthermore, Hana Bank has prepared various innovations to deliver integrated financial solutions for customers toward the end of the year, including the development of new loan products and payroll services, as well as expanding partnerships in wealth management.

Hana Bank serves customers through its branch network, MyHana Mobile Banking, and its digital banking service LINE Bank by Hana Bank (LINE Bank), in line with the Bank’s focus on supporting solid and sustainable financial growth while providing greater convenience for customers.