Savings & Deposit
CONSUMER BANKING
Saving & DepositFees & Charges
Interest Rate
Savings
Hana Savings (Effective date February 14, 2023)
| AVERAGE BALANCE | INTEREST RATE (% P.A. GROSS) |
|---|---|
| < 1 Mio | 0.00% |
| 1 Mio - 10 Mio | 0.50% |
| > 10 Mio - 100 Mio | 1.00% |
| > 100 Mio - 1 Bio | 1.50% |
| > 1 Bio | 2.00% |
Goal Savings (Effective date December 1, 2024)
| TENOR (Month) | Goal Savings (IDR) | Goal Savings (USD) | |||
|---|---|---|---|---|---|
| AVERAGE BALANCE > IDR 0 | AVERAGE BALANCE < USD 1,000 | AVERAGE BALANCE ≥ USD 1,000 | |||
| 6 | 5.00% | 1.00% | 1.25% | ||
| 12 | 5.00% | 1.00% | 1.25% | ||
| 24 | 5.00% | 1.00% | 1.25% | ||
| 36 | 5.00% | 1.25% | 1.25% | ||
Hana Junior (Effective date February 14, 2023)
| AVERAGE BALANCE | INTEREST RATE (% P.A. GROSS) |
|---|---|
| < 1 Mio | 0.50% |
| 1 Mio - < 10 Mio | 1.00% |
| ≥ 10 Mio | 1.50% |
Current Account
Current Account - Giro IDR (Effective date February 14, 2023)
| AVERAGE BALANCE | INTEREST RATE (% P.A. GROSS) |
|---|---|
| < 50 Mio | 0.00% |
| 50 Mio - < 1 Bio | 0.75% |
| ≥ 1 Bio | 1.00% |
Current Account - Super Giro IDR (Effective date February 14, 2023)
| AVERAGE BALANCE | INTEREST RATE (% P.A. GROSS) |
|---|---|
| < 500 Mio | 0.00% |
| 500 Mio - < 1 Bio | 0.50% |
| 1 Bio - < 10 Bio | 1.50% |
| 10 Bio - < 25 Bio | 1.75% |
| ≥ 25 Bio | 2.00% |
Current Account - Giro and Super Giro USD (Effective date February 14, 2023)
| AVERAGE BALANCE | INTEREST RATE (% P.A. GROSS) |
|---|---|
| > Rp 0,- | 0.00% |
Current Account - Giro (Other Currency) (Effective date February 14, 2023)
| Currency | INTEREST RATE (% P.A. GROSS) |
|---|---|
| JPY | EUR | CNY | GBP | HKD | AUD | SGD | 0.00% |
Time Deposit
Time Deposit Regular IDR (Effective date September 17, 2025)
| PLACEMENT AMOUNT | 1 Month | 3 Month | 6 Month | 12 Month |
|---|---|---|---|---|
| < 100 Mio | 3.75% | 4.00% | 4.25% | 4.00% |
| 100 Mio - < 500 Mio | 3.75% | 4.00% | 4.25% | 4.25% |
| 500 Mio - < 2 Bio | 3.75% | 4.00% | 4.25% | 4.25% |
| 2 Bio - < 5 Bio | 4.00% | 4.25% | 4.50% | 4.25% |
| 5 Bio - < 10 Bio | 4.00% | 4.25% | 4.50% | 4.50% |
| ≥ 10 Bio | 4.00% | 4.25% | 4.50% | 4.50% |
Time Deposit Regular USD (Effective date June 21, 2023)
| PLACEMENT AMOUNT | 1 Month | 3 Month | 6 Month | 12 Month |
|---|---|---|---|---|
| ≥ USD 1.000 | 3.00% | 3.25% | 3.25% | 3.25% |
Time Deposit Online IDR - MyHana Mobile Banking and Internet Banking (Effective date September 17, 2025)
| PLACEMENT AMOUNT | 1 Month | 3 Month | 6 Month | 12 Month |
|---|---|---|---|---|
| < 100 Mio | 4.00% | 4.25% | 4.50% | 4.25% |
| 100 Mio - < 500 Mio | 4.00% | 4.25% | 4.50% | 4.50% |
| 500 Mio - < 2 Bio | 4.00% | 4.25% | 4.50% | 4.50% |
| 2 Bio - < 5 Bio | 4.25% | 4.50% | 4.75% | 4.75% |
| 5 Bio - < 10 Bio | 4.25% | 4.50% | 4.75% | 4.75% |
| ≥ 10 Bio | 4.25% | 4.50% | 4.75% | 4.75% |
Savings and Time Deposit products are included in Indonesia Deposit Insurance Corporation (LPS) guarantee program in accordance with the level, value and conditions determinated by LPS. In the condition that the interest rate exceeds the specified interest rate, the product is not included in the LPS guarantee.
Flexi Deposit - Open Flexi Deposit Interest Rate
| PLACEMENT AMOUNT | 12 Month |
|---|---|
| Min Rp 100.000.000,- | 6.00% |
Flexi Deposit - Break Before Maturity Flexi Deposit Interest Rate
| Break Before Maturity Condition | Break Interest Rate (%p.a gross) |
|---|---|
| < 1 Month | 1.00% |
| 1 Month - < 4 Month | 4.50% |
| 4 Month - < 7 Month | 5.00% |
| 7 Month - < 12 Month | 5.50% |