
21 Apr 2026
|
TAGS: News

|
Description |
2025 |
2024 |
Growth |
|
Net income |
Rp611 billion |
Rp519.43 billion |
17.63% |
|
Net interest income |
Rp1.8 trillion |
Rp1.79 trillion |
0.72% |
|
Loan |
Rp40.14 trillion |
Rp37.12 trillion |
8.14% |
|
Sustainable financing |
Rp5.19 trillion |
Rp4.62 trillion |
12.27% |
|
Third-party fund |
Rp29.18 trillion |
Rp26.93 trillion |
8.36% |
|
NPL gross |
0.68% |
0.76% |
|
|
NPL net |
0.24% |
0.28% |
Jakarta, April 21, 2026 – PT Bank KEB Hana Indonesia (Hana Bank) sustained its growth momentum in 2025, recording a net profit of Rp611 billion, representing a 17.63% year-on-year (yoy) increase. This achievement also exceeded the Bank’s previously set target.
Hana Bank President Director Yung Ryul Ko said, “This growth reflects the effectiveness of our business strategy and prudent risk management amid global uncertainty. Entering 2026, we remain optimistic about sustaining this momentum by providing relevant financial solutions for customers across all segments while strengthening growth in strategic sectors.”
From an intermediation perspective, Hana Bank’s loan disbursement grew 8.14% yoy to Rp 40.14 trillion in 2025. Loan growth was primarily driven by the corporate segment, supported by strong demand for working capital loans and syndicated loans.
Meanwhile, third-party funds also increased 8.36% yoy to Rp29.18 trillion, mainly driven by an increase in current accounts and time deposits.
Asset quality remained well maintained, as reflected in the Bank’s low Non-Performing Loan (NPL) ratios. Gross NPL and net NPL stood at 0.68% and 0.24% respectively, improving from the previous year and remaining below the banking industry levels reported by the Otoritas Jasa Keuangan (OJK), which recorded gross NPL of 2.05% and net NPL of 0.79%[1].
To address evolving customer needs, Hana Bank introduced several innovations throughout 2025, including the launch of Goal Savings and Flexi Deposit savings products, as well as expanding its wealth management partners to broaden customers’ investment options.
Growth in Sustainable Financing
As part of its commitment to sustainability, Hana Bank continues to expand financing for sustainable business activities, including Micro, Small, and Medium Enterprises (MSMEs), sustainable water and wastewater management, and products that help reduce resource consumption and pollution.
In 2025, Hana Bank’s sustainable financing reached Rp5.19 trillion, representing a 12.27% yoy increase. Sustainable financing accounted for 12.92% of the Bank’s total loan portfolio.
[1] https://ojk.go.id/id/berita-dan-kegiatan/siaran-pers/Pages/Rapat-Berkala-I-KSSK-Januari-2026.aspx