Terms & Condition:

1. “Hana Prosperity Reward” Program is valid during the period February 2nd – February 27^th, 2026.

2. The Program applies to all Individual Customers of PT Bank KEB Hana Indonesia (Hana Bank).

3. Customers are entitled to receive a reward in the form of Cashback after fulfilling all of the following requirements:

●      Opening a Time Deposit through the Hana Bank Branch Network in accordance with the applicable Program scheme.

●      Opening a Goal Savings Basic product with a minimum monthly deposit of IDR 1,000,000 and a minimum tenor of 6 (six) months.

4. The Program is subject to the following provisions:

Tenor (Months	Time Deposit Placement	Cashback Amount (Gross) / Penalty	Cashback Amount (Net)
3	IDR 500.000.000	IDR 5.937.500	IDR 4.750.000
	IDR 1.000.000.000	IDR 11.875.000	IDR 9.500.000
	IDR 2.000.000.000	IDR 23.750.000	IDR 19.000.000
	IDR 3.000.000.000	IDR 35.625.000	IDR 28.500.000
	IDR 4.000.000.000	IDR 47.500.000	IDR 38.000.000
	IDR 5.000.000.000	IDR 59.375.000	IDR 47.500.000
	IDR 10.000.000.000	IDR 118.750.000	IDR 95.000.000
6	IDR 500.000.000	IDR 12.500.000	IDR 10.000.000
	IDR 1.000.000.000	IDR 25.000.000	IDR 20.000.000
	IDR 2.000.000.000	IDR 50.000.000	IDR 40.000.000
	IDR 3.000.000.000	IDR 75.000.000	IDR 60.000.000
	IDR 4.000.000.000	IDR 100.000.000	IDR 80.000.000
	IDR 5.000.000.000	IDR 125.000.000	IDR 100.000.000
	IDR 10.000.000.000	IDR 250.000.000	IDR 200.000.000

Fund Placement Provisions:

●      The minimum fund placement amount refers to the Program scheme table stated in the Program Participation Form, available at the Hana Bank Branch Network.

●      Funds placed under the Program must be New Funds, defined as funds originating from another bank or cash deposits that increase the Customer’s total fund position at Hana Bank. New Funds are calculated within a maximum of 30 (thirty) calendar days from the date the funds are received.

●      The Program Time Deposit placement will be held for the duration of the Program tenor.

Options for Program Time Deposit Interest Payment:

●      Monthly interest credited to the Source of Funds account; or

●      Interest credited to the Source of Funds account upon Program maturity.

5. Cashback will be credited no later than 30 (thirty) calendar days after the Customer places funds in the Program and opens the Goal Savings Basic product. Cashback will be credited to the Customer’s Source of Funds account.

6. If the Program interest payment date or maturity date falls on a holiday (Saturday/Sunday/Public Holiday), the transaction will be processed on the next business day.

7. Upon maturity, the entire Program balance, including the Program interest, will be automatically credited to the Source of Funds account, and the Program account will be automatically closed.

8. Customers will be subject to withholding tax on Program interest income in accordance with applicable tax regulations.

9. Customers will receive proof of Program participation in the form of a confirmation letter issued by Hana Bank after the Program account is successfully opened at the beginning of participation. Should a reprint be required, Customers may visit the Hana Bank Branch Network.

10. If the Customer terminates the Program prior to maturity, the following provisions shall apply:

●      The Customer will be subject to a cashback penalty in accordance with Program provisions.

●      Program interest will be paid based on the interest rate stated in the Program Participation Form.

●      The Customer must complete and sign the Program Termination Form.

11. In the event of any indication of violation or fraudulent activity against applicable regulations, Hana Bank reserves the right to cancel and/or reclaim any Cashback that has been or will be granted to the Customer.

12.  Hana Bank reserves the right to amend and/or add to the Program’s terms and conditions, with prior notification to Customers within the timeframe stipulated by the Regulator, through media determined by Hana Bank.

13. This Program is not included in the scope of the Deposit Insurance Corporation (LPS) interest rate guarantee program. The maximum deposit amount guaranteed by LPS is IDR 2,000,000,000 (two billion Rupiah), and LPS does not guarantee deposits with interest rates exceeding the applicable LPS rate.

14. Customers may submit complaints, inquiries, or requests for information by contacting:
Call Hana: 1-500-021 (24 hours)
Official Hana Bank WhatsApp: 0811-9710-0021 (08:00 – 22:00 WIB)
or by visiting the nearest Hana Bank Branch Network during service hours 08:00 – 15:00 WIB (Business Days).

15. By participating in this Program, Customers are deemed to have read, understood, acknowledged, and agreed to all applicable Program terms and conditions.

16. PT Bank KEB Hana Indonesia (Hana Bank) is permitted and supervised by the Otoritas Jasa Keuangan (OJK) and Bank Indonesia (BI) and is a participant of Lembaga Penjamin Simpanan (LPS).