Term & Conditions:

1. The program is valid from February 1, 2026 to January 4, 2027.

2. This program applies to payments made using Hana Bank Debit Cards and LINE Bank by Hana Bank Debit Cards bearing the Visa logo at Swiss-Belhotel International ("the Merchant").

3. Customers are entitled to a 25% discount at Swiss-Belhotel International (Indonesia, Australia, New Zealand, the Philippines, Malaysia, and the Middle East) by using the voucher code: VISASTAYPAY25.

4. All reservations must be made through the official Swiss-Belhotel International website at: here.

5. Reservation terms and conditions are subject to Swiss-Belhotel International’s policies. For more information, please visit: here.

6. Hana Bank, VISA Indonesia, and the Merchant reserve the right to amend and/or supplement the program’s terms and conditions by providing prior notice to Customers within the timeframe stipulated by the Regulator through communication channels determined by Hana Bank.

7. Any tax obligations arising from the promotional benefits received by the Customer shall be the sole responsibility of the Customer in accordance with the prevailing tax regulations.

8. For any complaints related to the program, Customers may submit inquiries or complaints by contacting Call Hana at 1-500-021 (24 hours), WhatsApp Official Hana Bank at 0811-9710-0021 (08:00 – 22:00 WIB), email help@linebank.co.id, or by visiting the nearest Hana Bank branch.

9. By participating in this program, Customers acknowledge that they have read, understood, and agreed to all applicable terms and conditions.

10. Customers are required to comply with the instructions, terms and conditions provided by Hana Bank, as well as all applicable laws and regulations specifically governing the use of services and transactions related to this program.

11. PT Bank KEB Hana Indonesia (Hana Bank) is licensed and supervised by the Financial Services Authority (OJK) and Bank Indonesia (BI), and is a participant of the Deposit Insurance Corporation (LPS).