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Hana AIdvisor provides a consideration portfolio with potential optimal performance through asset diversity.
Portfolio management through continuous analysis.
Periodically, provide a portfolio consideration that has the potential to match with Customer investment trends to achieve optimal results.
We will provide Information on portfolio management transactions.

Hana AIdvisor menyediakan pertimbangan portofolio dengan potensi kinerja optimal melalui keragaman aset.
Pengelolaan portofolio melalui analisis berkelanjutan.
Secara berkala, menyediakan pertimbangan portofolio yang berpotensi sesuai dengan tren investasi Nasabah untuk mencapai hasil yang optimal.
Kami akan memberikan Informasi atas transaksi pengelolaan portofolio.

Explanations of Hana Aldvisor

Penjelasan atas Hana Aldvisor

Bonds 

Optimal Performance

Kinerja Optimal

Continuous Analysis

Analisis Berkelanjutan

Portfolio Consideration 

Pertimbangan Portofolio

Transactions' Information

Informasi Transaksi

In investing, it is important to create a portfolio by considering asset selection and diversification.

It can be said that an efficient portfolio is certainly a portfolio that optimizes the potential profit and minimizes the potential losses.

This concept is known as Markowitz's Portfolio Theory, namely Modern Portfolio Theory.

Portfolio considerations from Hana AIdvisor consist of 4 types of Mutual Funds namely Money Market, Fixed Income, Balance and Equity.

Where the portfolio will consist of 3 choices, namely Conservative, Moderate and Aggressive with a composition of 4 different types of Mutual Funds according to the investment risk profile.

Investment Risk Profile Money Market Mutual Funds:

Investment Risk Profile Fixed Income Mutual Fund:

Investment Risk Profile Balanced Mutual Funds:

Investment Risk Profile Equity Mutual Funds:

Hana AIdvisor only shows the portfolio choices based on investment risk profiles

The higher the investment risk profile, the higher the composition of high-risk types of Mutual Funds, and vice versa.

There are parameters that support the formation of the Hana AIdvisor portfolio such as:

Sharpe ratio - choose a mutual fund with the highest sharpe ratio in a certain period.

Min. volatility - choose a mutual fund with the lowest volatility in a certain period.

Furthermore, investors need to determine which level of diversification is most suitable for them.

Here's an example, there are two investment portfolios, namely X and Y.

Portfolio X: Potential of Return 15% and Risk 10% Portfolio Y: Same potential profit (15%), but the risk is higher 12%.

Most likely would answer Portfolio X, because it has lower risk with similar returns.

In investing, the decision remains in the hands of investors. Hana AIdvisor portfolio considerations,

Bank only provides tools as consideration for investors to make decisions.

Semakin tinggi profil risiko investasi maka komposisi atas jenis Reksa Dana yang berisiko tinggi akan lebih besar, begitu pula sebaliknya.

Terdapat parameter-parameter yang mendukung pembentukan portofolio Hana AIdvisor seperti:

Sharpe ratio - memilih reksa dana dengan sharpe ratio tertinggi dalam periode tertantu.

Min. volatility - memilih reksa dana dengan volatility terendah dalam periode tertentu.

Lebih lanjut, investor perlu menetapkan level diversifikasi mana yang paling sesuai untuk dirinya.

Contoh, terdapat dua portofolio investasi, yaitu X dan Y.

Portofolio X: potensi keuntungan 15% dan risiko 10%

Portofolio Y: potensi keuntungan yang sama (15%),

Namun risiko yang ditanggung lebih tinggi yaitu 12%.

Kemungkinan besar akan menjawab Portofolio X, karena memiliki risiko lebih rendah dengan tingkat imbal hasil serupa.

Dalam berinvestasi, keputusan tetap ditangan investor. Pertimbangan portofolio Hana AIdvisor,

Bank hanya menyediakan alat bantu sebagai pertimbangan investor untuk mengambil keputusan.

Dalam berinvestasi, penting untuk membuat portofolio dengan mempertimbangkan pemilihan aset dan diversifikasi.

Dapat dikatakan bahwa portofolio yang efisien tentunya portofolio yang mengoptimalkan potensi keuntungan dan meminimalkan potensi kerugian. Konsep inipun dikenal dengan Teori Portofolio Markowitz yaitu Modern Portfolio Theory.

Pertimbangan Portofolio dari Hana AIdvisor terdiri dari 4 jenis Reksa Dana yaitu Pasar Uang, Pendapatan Tetap, Campuran dan Saham. Dimana portofolio akan terdiri atas 3 pilihan yaitu konservatif, moderat dan agresif dengan komposisi 4 jenis Reksa Dana yang berbeda sesuai dengan profil risiko investasi. Contoh:

Profil Risiko Investasi Reksa Dana Pendapatan Tetap:

Profil Risiko Investasi Reksa Dana Campuran:

Profil Risiko Investasi Reksa Dana Saham:

Hana AIdvisor hanya menampilkan pilihan portofolio berdasarkan profil risiko investasi

Basic Considerations of Hana AIdvisor

Dasar Pertimbangan Hana AIdvisor

Basic Considerations

Dasar Pertimbangan

Hana AIdvisor is an online Mutual Fund investment service through MyHana Application/Platform owned by PT Bank KEB Hana Indonesia that supported by smart technology (Artificial Intelligence).

which was developed by analyzing market data and Mutual Fund products to produce the portfolio considerations based on the risk profile and investment objectives of the Customer.

With minimal human intervention, it is possible to analyze data more objectively and minimize risk for human error.

Hana AIdvisor is here to assist to give consideration, thus the investment decision entirely in Customer where the Customer must understand the product characteristics, risks, costs and other things according to the prospectus and other product information.

Hana AIdvisor does not provide any guarantees on investment performance, nor does it eliminate investment risks.

Manage your portfolio constantly through performance analysis. You can check online at any time for the performance of your portfolio through Hana AIdvisor.

In the event that the investment is not optimal or the market situation changes suddenly, Customer will be able to make adjustments with the portfolio at any time.

Hana AIdvisor tidak memberikan jaminan atas kinerja investasi, serta tidak menghilangkan risiko atas investasi.

Kelola portofolio Anda secara konsisten melalui analisis kinerja. Anda dapat memeriksa secara online kapan saja untuk kinerja portofolio Anda yang diinvestasikan melalui Hana AIdvisor.

Dalam hal investasi belum optimal ataupun situasi pasar berubah secara tiba-tiba, Nasabah dapat melakukan penyesuaian portofolio kembali setiap saat. 

Hana AIdvisor merupakan layanan investasi Reksa Dana secara online melalui Aplikasi/Platform MyHana yang dimiliki oleh PT Bank KEB Hana Indonesia (Bank Hana)

yang didukung teknologi pintar (Artificial Intelligence) yang dikembangkan dengan analisa data pasar dan produk Reksa Dana

Search Recommendation

Wealth Management

CONSUMER BANKING

Hana AIdvisor

Explanations of Hana Aldvisor

Hana AIdvisor

Basic Considerations of Hana AIdvisor

Basic Considerations

Limitations of Responsibilities

Limitations of PT Bank KEB Hana Indonesia Responsibilities

Hana AIdvisor's Portfolio

Hana AIdvisor's Portfolio

Single Investor Identification (SID)

What is Single Investor Identification (SID)?

Hana AIdvisor Feature Guide on MyHana Mobile Banking

Important To Know

Important To Know